Going abroad during retirement

Do you live abroad or move abroad during your retirement? If so, nothing will change in your gross pension. The following information may be relevant to you. 

  • Receiving pension benefits abroad
  • Dutch taxes
  • Health insurance
  • Proof of life 

Receiving pension benefits abroad

Transferring your pension benefit abroad has several consequences:

  • It may take longer for the pension benefit to reach your foreign account number
  • Our bank may charge costs for transferring to a foreign account number
  • The receiving bank may also charge costs.
  • The banks will deduct these costs from your pension benefit. This means that you will retain less of your pension benefit.

Dutch taxes

Even if you live abroad, you are obliged to pay tax on the pension paid in the Netherlands. That is why we have to deduct payroll tax from your pension. Do you live in a country with which the Netherlands has concluded a treaty to prevent double taxation? If so, you can request the Tax Administration to issue an exemption statement. Always state our wage tax number (806157768L01) and the name of the fund (Stichting Pensioenfonds Staples) in the request.

After receiving the exemption statement, we no longer need to deduct income tax from your pension.

Apply for exemption

Health insurance

If you emigrate to another country, your Dutch health insurance will lapse. Do you still receive a pension from the Netherlands? And are you moving to or living in a treaty country? In that case, you can claim medical care in your new country of residence. You will have to register with the CAK. You can read more about this on the CAK website. 

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Proof of life

Do you live abroad and receive a pension from us? Then we will request your 'Proof of Living' annually. Because you live abroad, changes in your personal situation are not automatically communicated to us.

You can submit your proof digitally using an app on a smartphone. Is that not possible? Then you can submit your proof digitally via MyStaplesPension or in writing using the 'Proof of being alive' form.

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