The coverage ratio is an indicator of the financial position of a pension fund. If the coverage ratio is 100%, the pension fund has exactly the same amount of money as the total pensions to be paid out.
The policy coverage ratio is an average of the coverage ratios from the previous 12 months.
If you have any questions about the financial position of the pension fund, please see frequently asked questions about the financial position.
Development of the funding ratio in 2023:
| By | Current (%) | Policy funding ratio (%) |
| 31 March 2023 | 121.3 | 126.2 |
| 28 February 2023 | 121.0 | 126.6 |
| 31 January 2023 | 120.1 | 127.0 |
Development of the funding ratio in 2022:
| By | Current (%) | Policy funding ratio (%) |
| 31 December 2022 * | 118.7 | 127.6 |
| 30 November 2022 | 129.7 | 128.4 |
| 31 October 2022 | 129.3 | 128.4 |
| 30 September 2022 | 128.6 | 128.7 |
| 31 August 2022 | 130.2 | 128.8 |
| 31 July 2022 | 127.6 | 128.8 |
| 30 June 2022 | 127.1 | 128.9 |
| 31 May 2022 | 128.8 | 129.1 |
| 30 April 2022 | 129.0 | 129.0 |
| 31 March 2022 | 128.8 | 128.9 |
| 28 February 2022 | 126.4 | 128.7 |
| 31 January 2022 | 126.7 | 128.5 |
* The indexation granted as of Jan. 1, 2023 caused the funding ratio to fall.
Development of the funding ratio in 2021:
| By | Current (%) | Policy funding ratio (%) |
| 31 December 2021 | 129.0 | 127.9 |
| 30 November 2021 | 130.6 | 127.2 |
| 31 October 2021 | 131.0 | 126.3 |
| 30 September 2021 | 130.2 | 124.6 |
| 31 August 2021 | 129.9 | 123.1 |
| 31 July 2021 | 129.0 | 121.7 |
| 30 June 2021 | 129.3 | 120.3 |
| 31 May 2021 | 128.1 | 118.7 |
| 30 April 2021 | 128.1 | 117.1 |
| 31 March 2021 | 126.1 | 115.4 |
| 28 February 2021 | 123.5 | 113.6 |
| 31 January 2021 | 120.7 | 112.7 |